When We Say Yes, We Stand Behind Our Promise!

Contact Paul Cheema for your upcoming Refinancing, a new first mortgage, or get funds for meeting your urgent cash needs.


The path to homeownership seems difficult, but is it not that impossible to accomplish.
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DOWNLOAD OUR FREE RENT-TO-OWN GUIDE

THIS IS A BACKDOOR TO HOMEOWNERSHIP. THIS ALLOWS YOU TO LOCK THE PRICE OF A HOME FOR FUTURE CLOSING AND ADDS STABILITY TO YOUR FAMILY'S LIFESTYLE. DOWNLOAD THE FEE E-BOOK FOR MORE INFORMATION.

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Free ebook to explain the rent to own process and benefits
Tug of war between doors

Facing challenges with your home closing or refinancing qualification? You're not alone. A significant volume of mortgages is due for renewal in the coming days and months. In response, banking regulators have heightened scrutiny, anticipating an uptick in unconventional methods to secure approvals.

Securing your dream home becomes a priority as the housing market gains momentum. How do you navigate these waters? The solution is clear: secure a rate hold early. With our expedited mortgage approval process, you'll stand out in a sea of offers.

Ready to take the next step? Don't hesitate to contact me now, and let's accelerate your journey to homeownership.

Remember, When We Say Yes, We Stand Behind Our Promise!

Who we help

We help those in need of First Mortgage, Second and subsequent mortgages, Refinancing their homes, Construction loans, Commercial mortgages, Land purchase loans, lines of credit and credit cards. Our clients are First-time home buyers, existing homeowners, Work permit holders, New Canadians, and self-employed individuals.

What's Our Process?

1.
Book an appointment

Start your home purchase journey by talking with us first. We can set up a virtual Zoom appointment, over a phone or in person. It’s free of charge. Click here to book your virtual appointment.

2.
First consultation

We’ll ask you some questions to discover your situation and needs. Then, we’ll tell you how how much you can qualify for. This is also a time when you can ask us questions on your mind. We keep it two-ways communication.

3.
Review of documentation

This is when we will request you to share your documents normally required by a lending institution. Based on our review, we will tell you about the qualifying amount or if more information is needed. If we give you a go ahead, you can go out and look for a house of your choice.

4.
Approval of your product

We start working on your application within the timeline we agree on. We also offer ongoing services depending on your circumstances.

Once the approval is communicated you can submit a firm offer on your selected dream home.

"With the tailored advice from Paul Cheema, Mortgage agent, we were able to win our home among 10 competing offers. Truly, When they say yes, they stand behind their promise."

—Aaron Haya

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